Frequently Asked Questions

1. How can I apply for an advance through CCGA?
CCGA offers producers multiple ways to apply for a cash advance, including:
    1. Call 1-866-745-2256 to apply over the telephone or to request a paper application through the mail
    2. On-line by selecting "Apply Online" in the drop down menu above or the "login" button in the top corner of this page
    3. Fill out an application at your local elevator
    4. Apply in person at 400-1661 Portage Avenue, Winnipeg, Manitoba
    5. Fax completed applications to 204-788-0039
    6. Email cash advance applications to

Information on our program can also be obtained by going to Agriculture and Agri-food Canada’s website at

2. Can I receive an advance through CCGA if I am in default with another APP administrator?
No, all defaulted outstanding balances must be paid (regardless of which organization issued the advance) before you can receive a new advance from any APP administrator.
3. Can I apply for a cash advance online?
CCGA introduced online applications in 2009. Once you have completed an online application, print it out, obtain all the required signatures, and fax or mail the application form to CCGA's office. Please see the forms section, under the Cash Advance tab, for more information.
4. What important deadlines are associated with an APP cash advance from CCGA?
Deadlines for the 2015-16 production period follow below: 
April 1, 2015
​2015-16 advances available for all commodities
June 20, 2015
​Last date to apply for Intended Seeding Advance
​July 31, 2015
​Last date to transfer Intended Seeding Advance to Actual Seeded Advance
December 31, 2015 ​Last date to: a) transfer an Actual Seeded Advance to a Post-Harvest Advance; b) transfer a Spring Livestock advance to a Fall Livestock/Animal Advance, or c) to repay an Actual Seeded Advance or a Spring Livestock/Animal Advance without transfer
​March 1, 2016
​​Last date to apply for 2015-16 Post Harvest Advance or a 2015-16 Fall Livestock/Animal Advance
​September 30, 2016
Last date to repay 2015-16 Advance for grain, hogs, goats, sheep or lambs
​March 31, 2017 ​Last date to repay 2015-16 cattle or bison advance.
​Advances for continuous flow cattle and hogs must be repaid within 12 months of the advance issue date.
Remaining deadlines for the 2014-15 production period follow below: 
September 30, 2015 - Last day to repay your 2014-15 advance.
March 31, 2016 - Last day to repay your 2014-15 cow-calf cattle operations advance.
5. Who needs to fill out and sign the Joint and Several Liability Form?
Any producer applying jointly, or under a partnership, company, co-operative or corporation (Inc. or Ltd.) name must have all related producers in that corporation sign the Joint and Several Liability Form. In Alberta, it must be witnessed by a notary public and accompanied by a Guarantee Acknowledgement Certificate for each entity (shareholder). In all other provinces, a witness (must not be a relative) must sign.

6. What commodities are eligible for an APP advance from the CCGA?
Producers from Alberta, British Columbia, Manitoba and Saskatchewan can access financing for crops, including cereals and coarse grains, oilseed crops, pulses, specialty crops, hay and grasses, cattle, hogs, bison, sheep, lambs, and goats. A complete list of eligible commodities can be found on our Advance Rates pages for grain and livestock
7. How is my application processed and how are cash advance funds paid out?
APP advances are processed in three stages:
    1. Intended Seeding Advance: Producers initially receive a cheque equivalent to 60% of the requested amount. The 60% cheques are sent directly to you, the producer, along with a copy of the application. For electronic funds transfer (EFT), the producer will received an EFT notice through regular mail service.
    2. Actual Seeded Advance: Once you have finished seeding, you must send a copy of your Seeded Acreage Report along with the completed Actual Seeded Advance Report. At that time, you will receive the balance of the pre-harvest funds, along with a copy of your Actual Seeded Advance Report for your records. Producers can apply for an Actual Seeded Advance without applying for an Intended Seedeing Advance.
    3. Post-Harvest Advance: Once you have completed harvest (and no later than December 31st) you must send the completed Post-Harvest Advance Report. Once processed, you will receive any funds to which you are entitled, along with a copy of the final portion of your application. Producers can apply for a Post-Harvest Advance without applying for an Intended Seeding Advance.
PLEASE NOTE that all parts of the application must be completed by the deadlines above, regardless of whether or not you will be receiving additional funds.
Producers have the option of using direct deposit through Electronic Fund Transfer; however this option is not available if your lending institution has indicated on your application that they require the cheque to be made out jointly. In order for you to have your advance funds transferred directly into your bank account, an EFT form must be signed as well as having a voided cheque attached. With EFT applications, advance funds are deposited directly into your account and copies of the application form are sent directly to you.
8. Do I have to pay a second administration fee when I transfer my pre-harvest to a post-harvest APP advance?
Only one administration fee is charged in processing the application, except when a producer uses both Production Insurance and AgriStability as security for the advance. When AgriStability is used in addition to Production Insurance, an additional admin fee of $75.00 will be charged.
9. How do I repay an advance?

For grain, hogs, goats, sheep and lambs, advances must be repaid by September 30th of the 18-month production period. Livestock advances for cattle and bison are based on a 24-month program. Repayments happen as follows:

  • On the portion of your commodity first sold.  You may not dispose of any part of the crop, in any manner, before disposing of the portion of the crop upon which the advance was received.
  • By selling (or otherwise disposing) of the commodity in respect of which the eligible advance is made and paying directly to CCGA for each unit of commodity within 30 days of receipt of payment or within 60 days from delivery to the Buyer, whichever is earlier, an amount equal to the Advance Rate in effect at the time of repayment or the final rate of the program the advance was issued under.
  • By selling (or otherwise disposing of) the crop in respect of which the eligible advance is made to an Authorized Buyer, and having them remit on your behalf to CCGA for each unit of crop (within 30 days from delivery) an amount equal to the advance rate multiplied by the net MT delivered.
  • If the Producer chooses to repay in cash an amount in excess of $1000.00 or 10% of the total advance amount (whichever is greater) without proof of sale of the product, the Producer will be charged interest at the rate of CIBC prime, on the excess amount from the date the advance was issued to the date the repayment was received by CCGA, and the Producer must pay all interest on the cash repayment to CCGA by October 15, following the 18-month end of the production period.
  • If the Producer is eligible to receive a payment under a BRM Program which was used as security for this advance by payment directly from that BRM Program payment.
    **Please note - it is the producer's responsibility to keep track of all repayments and deductions taken on their behalf by any Buyer.  In the event that a producer receives information that a deduction has not been remitted promptly, the producer must notify CCGA immediately, however, the producer will still remain liable to CCGA for repayment of that portion of grain that has been sold.
10. How can I find the outstanding balance of my account?
Statements are mailed directly to producers in each of the three months preceding the repayment deadline of each advance program. In addition, producers who set up an online account with CCGA can view their account balances and transactions at any time online or using the CCGA smartphone app.
12. What is an APP ID number and where can I find this number?
Every farm business that has received a cash advance through the Advance Payments Program (APP) is issued a unique identification number called the APP Identification number or APP ID. This number is issued by Agriculture and Agri-Food Canada's APP program. Your APP ID can be found on correspondence that you have received from CCGA, including: cheque stubs, letters, account statements, as well as being included within your online account details.
13. When will I need to use my APP ID number?
CCGA uses the APP ID number to track information related to your cash advances. You will be asked for this number when you:
  1. Apply for a cash advance with CCGA,
  2. Call our office with questions about your advance accounts, or
  3. Deliver grain and request that the grain buyer submit a repayment toward your outstanding advance.

Remember your APP ID or keep a copy with you so it’s handy when you need it.


 General Program Information

  • The Advance Payments Program (APP) for grain, hogs, goats, sheep and lambs is an 18-month program. For cattle and bison, it is a 24-month program. Advances can be issued anytime during the production period. A pre-harvest advance can be issued based on seeding intentions (Intended Seeding Advance) or confirmed seeded acreage (Actual Seeded Advance). A post-harvest is based on inventory in-store.
  • Producers are eligible to receive up to $400,000 (total of all cash advance programs), with the first $100,000 being interest free.  Two program years may overlap, but the $400,000 limit may not be exceeded during the overlap period.
  • Separate rates will be established for Intended Seeding and Post-Harvest/Fall advances. These rates are effective April 1st and September 1st respectively, of each program year. New rates will be posted on CCGA's website as soon as they are available.
  • Producers have the option of using production insurance and/or AgriStability as security for a pre-harvest advance.  Proper documents for each type of security must accompany every application.  AgriStability may only be used as security on crops not covered by production insurance.  Applications on which the producer has used BOTH types of security will be charged an additional $75.00 administration fee.
  • A production insurance Coverage Detail Document or AgriStability Enrollment Notice showing the final security level/amount must be sent in with all initial applications.
  • For producers new to the program since 2007, ALL applicable forms will need to be completed in full.  These forms include the Producer's Declaration Form, the Joint & Several Liability Continuing Guarantee, the Guarantee Acknowledgement Certificates, the Saskatchewan Farm Security Waiver, and the EFT form.
  • Applications will be returned to the producer if they are not completed in full.  Please take care to ensure all spaces are filled in.
  • Full legal names are required for ALL producers.  This includes first, middle, and last names.
  • Completed applications can be submitted by mail or fax at 204-788-0039.
  • Dates of birth are required for all producers.  If there are multiple shareholders, we require this information for each entity.
  • The producer is required to have a priority agreement completed by their financial institution as well as by any crop inputs suppler or other institution that has a lien or any security on the producer's crop/grain.
  • Alberta residents applying as a Partnership, Corporation or Cooperative need to have a Notary Public witness the Joint and Several Liability Continuing Guarantee.  A separate Guarantee Acknowledgement Certificate is also required for each entity (shareholder).
  • It is a requirement of Agriculture Agri-Food Canada that application and repayment deadlines will be strictly enforced.
  • Producers are required to repay their advances as they sell or otherwise dispose of their grain. Proof of sale documentation for repayments made directly by a producer to CCGA must be provided by the end of the production period. Repayments without proof of sale in excess of the greater of $1,000 or 10% of the total amount of the advance will be charged an interest penalty at the CIBC Prime rate plus 0%. For advances on crops, proof of sale documentation is not required for repayments made from the beginning of the production period to January 31, 2016. Please refer to Section 3.0 of the Repayment Agreement for further details.