Cash Advances Working for Farmers


For nearly 30 years, the Canadian Canola Growers Association has helped to finance the operating cash flow needs of western Canadian farmers.  The Advanced Payments Program offers:

  • Cash flow when you need it
  • Up to $400,000 advance with $100,000 interest-free
  • Competitive interest rates at CIBC prime
  • Flexibility to sell your commodity when market conditions are favourable
  • Up to 18-month repayment period on all crops, hogs, goat, sheep, and lambs
  • Up to 24-month repayment period on all cattle and bison
  • Multiple ways to apply

The cash advance program administered by CCGA is made available to Canadian farmers through Agriculture and Agri-Food Canada’s Advance Payments Program.


 Important Changes 2013-2015


Bill C-18: Agricultural Growth Act Expands Advance Payments Program

Bill C-18 has expanded the Advance Payments Program, starting for the 2015-16 program year. Major changes for CCGA include:
  • More commodities, including all major field crops, livestock, and animals (45 commodities in total)
  • Removal of withhold
  • For advances on crops, proof of sale documentation is not required for repayments made from the beginning of the production period to January 31, 2016, except when requested by the administrator.

These are just some of the changes, be sure to read your application carefully for other changes to rules and regulations.

<Read the press release>


Changes to 2014-15 Repayment Timelines
Two important changes will affect repayments on 2014-15 cash advances, including:
  1. The deadline to submit repayments to CCGA is extended to within 30 calendar days of receipt of payment or 60 calendar days of delivery to the buyer, whichever is earlier.
  2. The deadline to submit proof of sale documentation has been extended to September 30, 2015.

 45 Eligible Crops and Livestock

Producers from Alberta, British Columbia, Manitoba and Saskatchewan can access financing for crops, including cereals and coarse grains, oilseed crops, pulses, specialty crops, hay and grasses, cattle, hogs, bison, sheep, lambs, and goats.
A complete list of eligible commodities can be found on our Advance Rates pages for grain and livestock/animals.

 Interviews Online

2014-15 Cash Advance Program
Janet Morgan speaks to Growing with Canola about how to apply for a spring cash advance and how you can still apply for an advance on grain stored in your bins. 
Cash Advance Provides Financing Solution for Farmers
CCGA talks with Farmgate host Bob Simpson about how the cash advance program can offer winter financing solutions for farmers. (interview begins at 4:38 minutes)


 How to Apply

CCGA offers producers a number of ways to apply for a cash advance, including:
  • Call 1-866-745-2256 to apply over the telephone or to request a paper application through the mail
  • On-line by selecting "Apply Online" in the drop down menu above or the "login" button in the top corner of this page
  • Fill out an application at your local elevator
  • Apply in person at 400-1661 Portage Avenue, Winnipeg, Manitoba
  • Fax completed applications to 204-788-0039
  • Email cash advance applications to

 Secure Account Services

​Producers can now view their account information using our Secure Producer Account Services. Select the login button at the top corner of this screen. Once signed in, you can complete a cash advance application online, check account balances, review important deadlines or print out summary reports.  New user? Simply follow the prompts to set up a new account. 


 Know Your APP ID Number

Have you previously received a cash advance through the Advance Payments Program (APP)? If so, you or your farm business will have a unique identification number called the APP Identification number or APP ID. You will be asked for this number when you:
  1. Apply for a cash advance with CCGA,
  2. Call CCGA with questions about your advance, or
  3. Deliver grain and request that the grain buyer submit a repayment toward your outstanding advance.
Your APP ID can be found on correspondence you have received from CCGA, including: cheque stubs, letters, account statements, as well as being included within your online account. Remember your APP ID or keep a copy with you so it’s handy when you need it.

 When Applying...

What steps can applicants take to reduce application processing times?
  1. Submit a Complete Application FormIncomplete applications create processing delays. Review the checklist found on pages 4-5 of your application form to ensure you’ve completed the forms and signatures, and attached any required documentation.
  2. Complete a Telephone Application – CCGA’s customer service representatives can help fill out your application form at no cost. Call 1-866-745-2256 and follow the prompts to cash advance telephone applications. All approved applications, regardless of who fills them out, are charged a $150 application processing fee.
  3. Submit Your Application by Fax – It can take up to five business days for mail to be received in CCGA’s office. If time is of the essence, fax your application form to CCGA’s office at 204-788-0039.
  4. Submit Your Application by Email - Another efficient way to send CCGA your application form is by email. Send your scanned documents to
  5. Choose Direct Deposit* – Applicants who choose the direct deposit option will receive their advance funds several days sooner than producers who request a cheque through the mail.

* If a financial institution requires your advance to be issued jointly, payment can only be made by cheque. Also, CCGA cannot direct deposit to a line of credit account.