Why should you choose a cash advance?

A cash advance is financial flexibility for your farm. The APP offers:

• ​$100,000 interest-free and up to $400,000 at a blended interest rate below prime
  
• 45 eligible commodities, including all major field crops and livestock
• Up to 18-month repayment period on all crops, honey, hogs, lambs, sheep and goats
• Up to 24-month repayment period on all cattle and bison

These low interest rates lower your cost of production, which allows you to stretch your own dollar further. The added cash flow also gives you more time to execute your grain marketing plan. You can sell when the time and price is best for you. 

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Why a cash advance from CCGA?

CCGA is the largest APP administrator in Canada and strives to make taking advantage of the program as convenient as possible. To do this, we offer:

• More commodities, including all major field crops and livestock (45 commodities in total).
• Multiple ways to apply. Producers can choose the application method that works for them: over the phone with an account representative, online, fax, email, in-person at CCGA’s office or a local elevator, or mail.
  Download an application form.​
• One-stop shop for cash advances. CCGA offers advances on 40 field crops and five livestock types, all on one application with one low administration fee. 
• Account management made simple. CCGA offers multiple ways to manage your account, including online or on-the-go with our  CCGA Cash Advance App.
• Quick transactions through your bank. When applying, CCGA allows you to choose EFT transfer, which deposits your cheque directly into your bank account. Then, when it’s time to repay your advance, you can do so through your financial institution – in-branch, over the phone, or online.
• Easy repayment when you deliver grain to your local elevator. When you deliver your grain to your local elevator, the elevator staff can take the advance deduction and submit it directly to CCGA on your behalf.

Learn more about applying for a cash advance.

Learn more about repaying your advance.