Canadian Canola Growers Association

Advantages of a Cash Advance

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Why a cash advance from CCGA?

CCGA has 40 years of experience as an Advance Payments Program administrator in Canada and strives to make the program as convenient as possible. We offer:

  • One-stop service for farm cash advances. CCGA offers advances on more than 50 conventional and organic commodities, including all major field crops, honey, and large and small livestock, all on one application.
  • Account service made simple. CCGA offers several ways to manage your cash advance, including our CCGA online ​account.
  • Quick transactions through your credit union/bank. Once your application is approved, CCGA deposits your cash advance funds directly into your account.
  • Convenient repayment options. Farmers can choose the convenience of repaying at an authorized grain buyer when delivering grain, using repayment options available through financial institutions, or repaying directly to CCGA.
  • Guidance from an experienced team. Our phone staff make applying for a cash advance easy.


How can I use a cash advance?

You know your farm best. The Advance Payments Program lets you put your cash advance to work in whatever way makes the most sense for you and your operation. Many farmers use it to:

Cover operating expenses

Complete upgrades and maintenance around the farm

Pay salaries and wages​​

Buy inputs for the year ahead

 

Erin and Ernest from Alberta used their cash advance on spring inputs, small equipment purchases, and wages.

​Stuart from Saskatchewan used his cash advance on fertilizer, other inputs, and some equipment expenses.​

Learn what’s new for cash advances this year.​

Frequently Asked Questions

 

 

DispForm.aspx22166/29/2022 8:15:29 PM6/29/2022 8:15:29 PMAdvance rates are calculated by Agriculture and Agri-Food Canada (AAFC)​ with the intention of reflecting half (50%) of the selling price for a given commodity STS_ListItem_10001https://www.ccga.ca/cash-advance/Lists/Frequently Asked Questions/AllItems.aspx0https://www.ccga.caFalsehttps://www1.ccga.ca/cash-advance{0B96E789-3502-42EA-B69D-0F88C6FF2406}~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_CCGAFAQ.js38;038
DispForm.aspx22196/23/2022 3:14:06 PM6/23/2022 3:14:06 PMCash advances from CCGA must be repaid as the commodities advanced on are sold (repay as you sell) , within 30 days of receiving payment, and prior to the final repayment STS_ListItem_10001https://www.ccga.ca/cash-advance/Lists/Frequently Asked Questions/AllItems.aspx0https://www.ccga.caFalsehttps://www1.ccga.ca/cash-advance{02600958-A4FF-4D14-881C-086A1689D11A}~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_CCGAFAQ.js38;038
DispForm.aspx22356/29/2022 8:16:51 PM6/29/2022 8:16:51 PMNo matter how many commodities (field crops, honey, or livestock) you choose to advance on, you just need to fill out one applicationSTS_ListItem_10001https://www.ccga.ca/cash-advance/Lists/Frequently Asked Questions/AllItems.aspx0https://www.ccga.caFalsehttps://www1.ccga.ca/cash-advance{B7C89DA3-F97B-4D56-B82A-A6AD6C278E3C}~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_CCGAFAQ.js38;038
DispForm.aspx23383/26/2024 2:12:22 PM3/26/2024 2:12:22 PMA cash advance has an administration fee of $250, which is deducted from the first funds issued If you meet all the given deadlines associated with a cash advance, there are no STS_ListItem_10001https://www.ccga.ca/cash-advance/Lists/Frequently Asked Questions/AllItems.aspx0https://www.ccga.caFalsehttps://www1.ccga.ca/cash-advance{9327DAB4-C2F6-44A0-849E-342D1F03FD39}~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_CCGAFAQ.js38;038

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How can I apply?

​If it’s your first time applying, we’ll take you through our convenient guided phone application. If it’s not your first time, you can call to register for an online account or log in.​​

WAYS TO APPLY

Have a question? Call 1-866-745-2256, option 1, or contact ​us.​​

The Advance Payments Program is a federal loan program administered by CCGA. It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances.​​​​​​​