from CCGA

Unlocking Your Farm's
Growth Potential

Whether you're just getting started or have been farming for years, a cash advance can unlock your farm's potential for growth. An advance gives you the flexibility to market your commodity when the time and price is best for you, increasing your farm's revenue. It also lowers your cost of production through low-interest financing solutions.

Getting all this is easier than ever, with all your advance needs in one place at CCGA:

More commodities
in one place.

CCGA offers advances for all major field crops, honey and livestock in Western Canada. Having all your cash advance needs in one place saves you time.

Friendly service
your way.

Our customer service team is focused on delivering solutions for farmers every time, whether you use telephone services, our internet-based online solutions at or our handy CCGA Cash Advance App.

One application and one low fee.

Whether you're applying on crops, honey, livestock or all of the above, you will only have to fill out one application and will be charged just one administration fee.

Get Your Funds Faster.

CCGA's direct deposit feature gets cash advance funds into your hands faster, saving you a visit to the post office and a trip to the bank.

Multiple ways
to apply.

  • Telephone
  • Online
  • In person
  • Mail or Fax

The Advance Payments Program continues to offer farmers:

  • Up to $400,000 advance with the first $100,000 interest-free;
  • Competitive interest rates at CIBC prime;
  • Flexibility to sell your commodity when market conditions are favourable;
  • Up to 18-month repayment period on crops, honey, hogs, goats and sheep;
  • Up to 24-month repayment period on cattle and bison.

Eligible Commodities

Advances available for 45 commodities, including all major field crops, honey and livestock types. These include:

Program Details

Any farmer can apply, as long as they are a Canadian citizen or a permanent resident of Canada who has reached the age of majority in the province where they farm. Corporations, cooperatives and partnerships are also eligible.

Farmers can apply for an advance throughout the program year. A spring grain advance must be secured by crop insurance or AgriStability. Post-harvest grain advances are secured by the unsold stored crop. To be eligible for a livestock advance, the animals must already be born and the advance must be secured by AgriStability.

How Does An
Advance Work?

CCGA cash advances are calculated based on advance rates. For crops and honey, these rates are per metric tonne or per pound. For livestock, the rates are per head. Rates vary by commodity and by province. The value of cash advances available to each farm is dependent on:

  • the amount of commodity(s) for which they apply,
  • the advance rate for that commodity,
  • adjustment factors such as crop insurance or AgriStability coverage levels and,
  • program eligibility limits.

Pre-Harvest Grain Advances

For grain, farmers can apply for a pre-harvest or spring advance either before or after planting. For pre-seeded advances, farmers receive 60% of their calculated advance when their application is approved. The remaining 40% is issued when CCGA receives the farmer's Actual Seeded Report.

Grain Advances

Grain farmers can apply for an advance on stored grain at any time throughout the program year.


Livestock advances can be applied for anytime during the program year, as long as the stock applied on is already born. Advance rates vary for different types and weights of livestock.

Repaying Your Advance

CCGA advances are repaid as the commodities advanced on are sold. For grain, honey, goats, sheep and hogs, the advance must be repaid in full by September 30 of each 18-month program period. For cattle and bison, the advance must be repaid in full by March 31 of a 24-month program period. Continuous flow cattle and hog advances must be paid within 12 months of the advance being issued or by the end of the production period. Repayment options include:

  1. A CCGA authorized grain buyer can make repayments directly to a producer's account as grain is sold throughout the year, or
  2. Cash repayments can be made to CCGA directly through your financial institution, including online banking payments.
  3. Cash repayments can be made directly to CCGA by cheque.

More flexible repayment rules.

Grain farmers who sell grain and make repayments prior to January 31 of the program year are no longer required to submit sales documentation.

How to Apply

Call 1-866-745-2256 to apply over the telephone
Online at
Fill out an application at your local elevator
Apply in person at 400-1661 Portage Avenue,
Winnipeg, Manitoba
CCGA accepts applications by fax at (204) 788-0039
or email at

For more information about cash advance programs offered through the Canadian Canola Growers Association visit or call our toll-free line 1-866-745-2256.

The cash advance program administered by CCGA is made available to Canadian farmers through Agriculture and Agri-Food Canada's Advance Payments Program.