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Why choose a cash advance?

A cash advance from CCGA provides essential farm cash flow and can lower your farm’s borrowing costs with no-interest and low-interest financing. The Advance Payments Program offers up to $1 million at an interest rate below prime, with the first $250,000 interest-free in 2025.

Created specially for farmers, this financial tool offers cash flow from your unsold commodity inventories. An advance supports your farm’s short-term working capital needs, giving you cash flow to pay your bills and time to get the most out of your marketing plans.

The cash advance advantage

 

A cash advance offers flexibility. You choose when to take one, and use it in whatever way makes sense for your farm:

Checkmark.svg  Cover operating expenses

Checkmark.svg  Complete repairs and maintenance

Checkmark.svg  Purchase inputs or this year or next

Checkmark.svg  Buy feed to background cattle

Checkmark.svg  Hold on to crops to sell when the time and price are best for you

Apply with one application on more than 50 commodities, including field crops and large and small livestock. See our list of commodity advance rates.

No monthly payments. Repayments are made when you sell the commodities listed on the advance.

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Do you have cash advance questions?
Our experienced team has answers

Call 1.866.745.2256 and connect with us today.

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Explore our frequently asked questions.

Been very happy with the program so far. Gives me the ability to count on financing to help get through the crop year. Also been easier to apply the last 3 years which has made it easy to recommend to others.”

I didn’t use a cash advance for the first 10 years or so of farming and, looking back, that was probably a mistake. I think this program is especially beneficial to the young farmer who needs help to get some bills paid while trying to grow the farm.”

With marketing becoming more challenging this is a great tool to have.”

The Advance Payments Program is a federal program administered by Canadian Canola Growers Association. 
It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances.

People talking near truck and grain bins

The Advance Payments Program is a federal program administered by Canadian Canola Growers Association. 
It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances.