​​​​​​​​​More and more, farmers are taking a second look at their cash advance as a way to: 1) balance the highs and lows of seasonal cash flow, 2) reduce operating borrowing costs, and 3) realize grain​ marketing objectives by better timing commodity sales.

A cash advance from CCGA is an excellent financing tool to provide cash flow during the busy growing season and is repaid when you sell your commodities later in the program year.

Many farmers take advantage of the Advance Payments Program (APP) every year to reduce the borrowing costs of their short‑term financing needs. Offering $100,000 interest‑free, and up to an additional $900,000 at CIBC prime... (read more)